Term of the week: OPD cover

Out patient department (OPD) cover is offered as part of health insurance policies.

OPD treatment refers to procedures that do not require a stay in the hospital and are done in the out-patient department.

Apollo Munich and Max Bupa offer cashless OPD facility. However, there are limits to how much of the expense will be covered under OPD in a year. Max Bupa’s Go Active family floater plan offers 10 cashless or reimbursable consultations with a cap of ₹500-600 per consultation. However, compare the policies with and without OPD covers on premium terms to see if they are actually cost-effective.

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