Personal Finance

HDFC ERGO’s E@Secure cyber plan comes with a lot of limits and pre-set criteria

Investors with a high risk profile can consider Bajaj Allianz Life Goal Assure

Health insurance policies can be broadly placed under two baskets — fixed-benefit health plans and indemnity plans.An indemnity-based plan is a health ...

Is life insurance policy money protected from attachment by court order under Indian law?Ramesh YadavLife insurance money cannot be attached by ...

Before deciding, calculate the wealth creation potential of both options

Home owners can take different routes to seek remedy for issues with developers

Kindly let me know whether the standard deduction of ₹40,000 is applicable for pensioners (an ex-banker) aged above 60 years.Laxman Pai With effect ...

Gradually increase your savings rate during your working life

 The Finance Act 2018 has, with effect from April 1, 2018, imposed a concessional rate of tax of 10 per cent on long-term capital gains made on sale ...

Play your cards well now to cash in when the markets revive

My wife, 59, has a corporate mediclaim policy that covers her, my daughter who is 27 and myself, aged 61, for ₹5 lakh. We also have a health insurance ...

I am in the 30 per cent tax bracket. I made a profit of ₹.1.5 lakh in July this year by selling some of my mutual fund units. I was holding them for ...

Make a choice based on your comfort level and complexity of the situation

With some planning, access to the financial assets of a deceased can be made hassle-free

Ayushman Bharat health insurance is free and allows those eligible to be pre-enrolled

Give kids the freedom to spend, but monitor whether the money is being spent wisely

You are unlikely to significantly reduce downside risk by applying naïve diversification principles

Consider the trade-offs on the size of the project when buying a home

Tata AIA Guaranteed MIP is for risk-averse investors who want capital protection

Read your offer letter carefully to find how much your take-home salary is

My father had an HUF account and a PAN associated with it through which he paid all taxes on our agricultural and rental income. He was the Karta and ...

Housing finance companies have customised offerings for entrepreneurs

Options can vary from a simple sale or a gift deed to a relinquishment deed