Personal Finance

My wife wishes to open an account under PMVVY (Pradhan Mantri Vaya Vandana Yojana) in LIC. LIC officials orally state that there is no TDS even if ...

Home Truths Five ideas to boost your rental income

Five ideas to boost your rental income

Those interested in earning better rent need to look beyond an apartment

Real Returns High dividend yields can be deceptive

High dividend yields can be deceptive

Investing for dividend yield in India is a minefield. Here’s how you can navigate it

Don’t forget to get an insurance policy for your second-hand vehicle

Buying a new policy makes more sense than getting it transferred from the first owner

HDFC Bank’s Millennia card Worth the millennial’s while?

Worth the millennial’s while?

The card offers better choice and flexibility than similar cards from Amazon and Flipkart

De-Tax Correcting mistakes in income-tax returns

Correcting mistakes in income-tax returns

You can set right any error by revising your returns or requesting for a rectification

Alerts

Heart and Cancer Shield Plan IDBI Federal Life has launched ‘Heart and Cancer Shield Plan’ that covers both heart and cancer ailments. It makes a ...

Buying a new car? Watch out, your dealer may charge you a steep premium

Our checks suggest that in many cases, buying motor insurance policies online are 40-45% cheaper

Loan Basics Personal loan or loan against property?

Personal loan or loan against property?

Loan against property fares better on most parameters; disbursal time is a drawback

Taking Cover Clearing the air over pre-existing diseases

There were three sets of regulations issued by IRDAI in September with respect to health insurance. One of them, the ‘Modification Guidelines on ...

‘Excel’ing Understanding MS Excel functions: PV

This function helps in calculating the investment needed for a desired corpus

Loan Basics Festival loans: What’s on offer

Deals include reduced EMIs, fee waivers and zero down payment; but look before you leap

Financial Planning Investing for the silver years

Proper earmarking of assets can help achieve various retirement goals

Taking Cover Exclusions under health insurance set to reduce with new IRDAI guidelines

Products compliant with the new Guidelines on Standardisation of Exclusions in health insurance contracts will be in the market in the next three months

Your Taxes

I have rented out my building to a bank. During FY2018-19, the bank deducted ₹14,174 from my rental income as tax. But the TDS deposited was only ...

Home Truths The nuts and bolts of rental agreements

Tenants and owners must pay attention to the terms, and know the rules

De-Tax E-assessments to ease scrutiny process

The E-assessment Scheme aims to reduce the taxpayer’s inconvenience and the I-T Department’s malpractices

Home Truths Housing options for those with special needs

Factor in the costs and benefits, given the limited choices

FD Watch Shriram Transport Finance Monthly compounding makes rates attractive

With a possible reversal in the downward rate cycle, investors can go for shorter tenures

Your Taxes

My mother was a PSU bank employee, who retired on October 3, 1999, and had been receiving monthly pension since her retirement. She passed away on ...