Personal Finance

Regular payments are more beneficial for salaried policy holders

 When you change your health insurance policy from one insurance company to another, you don’t have to give up on the you have accumulated from the ...

  When you buy your life insurance policy, the insurance company will levy a charge for providing cover, known as the mortality charge.This charge ...

Rising healthcare costs and episodes of critical illnesses may pinch your pocket

My total income for FY18-19 will be ₹.5.25 lakh, comprising interest income from bank FDs (₹2.5 lakh), short-term capital gains (STCG) on sale of ...

Investing in the right asset classes is important to achieving financial goals

You can opt to instal safety lockers at home rather than renting one

Managing the financials of HNIs/UHNIs is about wealth preservation and capital appreciation

It could prompt you to invest less in equity and alter your risk perception

These are comprehensive and cheaper compared to riders from term plans

Salaried employees, professionals and those running proprietary businesses should pay it

Insurance underwriting is the process of evaluating the risk of insuring an individual, car, home or any object. The underwriter scrutinises the ...

Keep bills, show adequate cash drawings from income and be GST-compliant

In the ITR for FY15-16 and FY16-17, I didn’t include my home-loan interest and principal repayments for deduction. So I paid excess tax for those ...

Loan against car can help you borrow money at reasonable rates

Renting your property to a firm, directly or through a service provider, has its advantages

Following a Supreme Court order, the Insurance Regulatory and Development Authority (IRDAI) has made it mandatory for all general insurance companies ...

I am 45, with hypertension and diabetes. I went through a heart bypass surgery (CABG) last year. The surgery was successful and all parameters are now ...

Insurance companies have opened counters and appointed nodal officers

Max Life Insurance Savings Advantage comes at a relatively lower price

DIY investing has its perks as well as drawbacks

We are a large group (about 500) of retired employees of a bank. Our employer has sponsored a group medical scheme, wherein hospitalisation treatment ...

Consumer stocks have delivered fabulous returns to investors, says Sachin Shah