I am 34 and my wife is aged 32. I was working abroad but due to retrenchment I lost my job and have returned to India. I got married a few years back and spent almost all my earnings to get the family settled. Trying for a job, I now realize the importance of savings. Do advise on how I need to plan my future. Pranesh It is pity that in India we are yet to have standalone job loss insuranc...