I am 69 and my wife is 65. My daughter works for an IT company. But she is not financially independent, she and her son (my grandson) are my dependants. I own the house we all live in. I am a consultant and wish to retire in 2019. With interest rates falling, is it good to redeem a part of my FDs and sell my plot to invest in a mutual fund?NP HaranSwitching a part of FD to equity is not a bad ide...