I have been investing in HDFC Top 200 over the last seven years via multiple routes such as SIPs and lumpsum investments. The total amount invested is ₹1.5 lakh and now its value is ₹4.50 lakh. The fund is for my retirement corpus. I do not need the money for the next 10 years. Since the market is up and since HDFC Top 200 is not doing so well, should I redeem and invest my money in any balanced f...