This fund takes a conservative approach and is never fully invested in equities

Given that most mid- and small-cap stocks (market capitalisation below ₹10,000 crore) have inched up sharply, funds with a large-cap bias carry lower risk at this juncture. Since the market has also become a bit volatile in recent times, large-cap oriented funds will contain losses better than mid- and small-cap funds as well. Franklin Prima Plus fits the bill for those looking to invest in such l...