Your age, the cost of healthcare in your city and inflation will be the determining factors

The penetration of health insurance in India is very low. Of the country’s 1.25-billion population, less than a fifth is covered under any kind of health insurance. Even among those covered, the average sum insured is less than ₹2 lakh, according to data from the Insurance Information Bureau of India. Given the high cost of medical procedures today and the double-digit inflation in healthcare cost...